You walk into a store and see beautiful coverlets and quilts on display. It’s not hard to imagine why sure folks would be drawn to these items: they’re soft, comfortable, and can keep you warm in more ways than one. But before you whip out your wallet, there are some things you should know about these pieces of bedding.

First, what’s the difference between a coverlet and quilt cover sets? Coverlets are less complicated than quilts. They generally cover the top of your bed and hang over the sides. Quilts, however, are more intricate pieces that can get caught up with your bed sheets and must be taken off whenever you change them.

Second, there are different kinds of coverlets and quilts out there. For instance, there are traditional patchwork quilts that come in all shapes and sizes–from complete to queen–and contain even more components than other kinds of coverlets and quilts. There are also duvet covers, which look like comforters but are closer in design to a pillowcase. Duvet covers can be made with a fabric resistant to dust mites, otherwise known as a “microfiber insulator.”

Third, you need to know the difference between a soft and a hard coverlet and quilt. Soft coverlets and quilts are filled with a feather or synthetic feathers. Hard coverlets and quilts are filled with inner springs, foam rubber, or even newspaper. The filling you buy depends on how much you want your bedding to cost. For example, even though it may seem that soft coverlets and quilts are better for your health than hard ones, this is not the case: both kinds of bedding can cause allergies in their users.

Fourth, where to buy coverlets and quilts may seem like a trivial matter, but it isn’t. It would be best if you bought your coverlets and quilts from a store that offers good quality merchandise, durable and attractive enough to last you for as long as you need it. You’ll also want to know the store’s refund or exchange policies.

Additionally, buying your coverlets and quilts before you need them is a good idea. This way, you’ll be sure to have them on hand when using them. Just be sure that whenever you buy your coverlets and quilts, you don’t lose track of the return or exchange period. Believe it or not, some stores will even allow you to exchange an item more than 30 days after your purchase, just as long as they still have it in stock.

Lastly, you will want to go over the washing instructions for your coverlets and quilts before you decide to buy them. Some require dry cleaning, while others can be machine-washed. Some of the more expensive kinds of bedding can even be dry cleaned, or hand washed, depending on what material they’re made out of.